Travel Glossary · Insurance & Planning
Cancel For Any Reason (CFAR)
Definition
Cancel For Any Reason (CFAR): Cancel For Any Reason is an optional travel insurance upgrade that typically reimburses 50–75% of prepaid, nonrefundable trip costs if you cancel for a reason not otherwise covered.
Standard trip cancellation insurance pays only for covered reasons listed in the policy, such as illness, injury, or a death in the family. CFAR fills the gap for everything else, from a change of heart to a work conflict, but it typically reimburses only a portion of your prepaid, nonrefundable costs, commonly 50% to 75%.
CFAR comes with strict conditions. It usually must be purchased within a short window after your first trip payment (often 10 to 21 days), you generally have to insure the full prepaid trip cost, and you typically must cancel at least two or three days before departure. It adds noticeably to the premium and is not offered on every plan, so always check the policy wording.
CFAR is most valuable for expensive trips with steep supplier penalties, such as a French Polynesia honeymoon or a safari. Because of the purchase deadline, consider it as soon as you pay your deposit. Our travel insurance guide explains the options.
Go deeper
- Travel GuidesTravel Insurance Explained: What It Covers and When to BuyTravel insurance explained: what trip cancellation, medical, and evacuation coverage includes, how Cancel For Any Reason works, and when to buy a policy.
- Travel GuidesFrench Polynesia Honeymoon: How to Plan the Perfect TripPlan a French Polynesia honeymoon: how long to go, which islands, overwater bungalows, romantic experiences, when to book and a sample 12-night itinerary.
- Travel GuidesYour First Safari: How to Plan an African SafariPlanning your first African safari: where to go, how long to stay, lodges vs tented camps, what a safari day looks like, packing, health and tipping.
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